Gold and silver calculators
Twenty free tools, no account, no email wall, and nothing you type is sent anywhere. They answer the questions people actually type: what a jar of old coins is worth, what you really paid over spot, how many ounces of silver an ounce of gold buys, and what has happened to a dollar since the year you were born. Every one shows its arithmetic and cites where the numbers came from, because a calculator that will not show its working is just an opinion with a text box.
Silver is $54.05 and gold is $3,996.90 an ounce as of October 24, 2026. Every tool on this page uses that same figure on that same day.
The Coin Cellar
Gold and silver calculators for coin holders and stackers: melt values, premiums and the ratio. For the how-to that goes with them, see the Stacker Guides.
Junk silver calculator: what is your silver worth?
Every US silver coin, by count or by face value. A pre-1965 dime holds about $3.86 of silver, which is roughly thirty-nine times its face value, and the calculator does the whole jar.
New · Melt valuesUS coin melt value chart: pennies to silver dollars
What the metal in every US coin is worth today, copper pennies and nickels included, in one printable chart. A copper penny holds about four cents of metal; melting it is still illegal.
New · WeightsTroy ounce converter: grams, kilos, pounds and tola
Any gold or silver weight in every unit at once, from grains to troy pounds, with what the pure metal is worth at spot in your currency, and what common bars weigh.
Jewelry and scrapScrap gold calculator: 14K, 18K and sterling per gram
Rings, chains, watches and silverware, item by item, by karat or silver stamp. The melt value, the pure metal inside, and what a buyer’s cut takes off.
One coinWhat is a 1964 silver quarter worth?
In 1964 the minimum wage was five silver quarters an hour. This is what those five quarters are worth now, and what an hour of minimum wage buys instead.
Year checkerIs my coin silver?
Pick the coin, type the year. Dimes, quarters and halves from 1964 or earlier are 90% silver; the war nickel, the 40% half and the S-mint collector coins are sorted out too.
SellingCapital gains tax on gold and silver
The US tax on selling at the 28% collectibles rate, short or long term, and how much of your “gain” is only inflation.
Counterfeit checkIs my coin fake?
Type the weight, width and thickness. See how far each is from the mint’s specification for 20 silver and gold coins, from the Silver Eagle to the Krugerrand.
Cost basisWhat did you pay over spot?
Your true cost per ounce once shipping and fees are counted, the premium in dollars and percent, and the spot price that gets you back to level. Nothing is sent anywhere.
Your stackMy Stack: a private gold and silver tracker
Coins, bars and rounds with what you paid: melt value today, gain or loss in money and in ounces. No account, no ads, and it never leaves your browser.
RatioThe gold-to-silver ratio
How many ounces of silver one ounce of gold buys, charted against fifty-seven years of its own history, with the honest answer to whether that makes silver cheap.
The Rec Room
Inflation and money calculators anyone can try. No coins required, though stackers are very welcome too.
Gold and silver price by year, 1913 to today
Any year’s average gold and silver price, the same price in today’s dollars, and the hours of work an ounce cost. Every year in one table.
New · CertificateLost your gold in a boating accident? Get the certificate
A printable certificate for the stack that definitely sank, in 13 countries, with local culprits from the Loch Ness Monster to a leprechaun. Plus the true story of 1933.
ScaleHow much does a million dollars weigh?
In gold, in silver and in hundred-dollar bills, drawn to scale beside a person. The short version: a million in gold is a soda can, a million in cash is a shoebox and a half, and a million in silver is a microwave.
Purchasing powerWhat was a dollar worth the year you were born?
Pick a year and any amount. See what it keeps measured by the price index and what it keeps measured against gold, which are not remotely the same answer.
WagesYour salary then, now and in gold
How many ounces a year of your work buys today, against the ounces the same real income commanded in an earlier year. The comparison flags its own cherry-picks.
Your cashHow much is inflation costing your savings?
What your cash has lost since any year, by the CPI and in gold, with a counter that ticks while you read. At this year’s pace, $10,000 loses about a dollar a day.
Your houseHow many years of work does it take to buy a house?
A new house cost about 3.3 years of average pay in 1970 and about 6.1 now. In gold it went the other way. Pick any year since 1964.
Your shareWhat is your share of the national debt?
About $117,000 a person and climbing about $19 a day. Your household’s slice, per person or per taxpayer, ticking live, and in ounces of gold.
Your groceriesGrocery prices then and now
Eggs were 84 cents in 1980. A receipt from any year since, rung up again at today’s prices, in dollars, minutes of work or silver dimes.
Why these and not others
There are a great many precious metals calculators on the internet and most of them are a text box attached to a dealer. These are built the other way around: the point is to show you the arithmetic clearly enough that you could redo it on paper, and then get out of the way. Nothing here asks for an email before it will answer, because gating the payoff is a reliable way to make sure nobody shares the payoff.
Every price on this site comes from one file, so two tools cannot quietly disagree about what silver costs. Every figure carries its date. Where a number depends on a judgment call — a wear allowance, a start year that flatters the comparison — the tool says so out loud rather than picking the flattering option and hoping.
None of it is investment advice, and none of it can be. These are measurements of things that have already happened.
Letters from the bottom of the money supply.
Charts, mechanisms and the occasional joke about central banking. No price targets, no hype.
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