Interactive · The Coin Cellar
My Stack: a private gold and silver tracker
My Stack is a free gold and silver stack tracker that keeps your holdings in your own browser: no account, no ads, nothing sent anywhere. Add coins, bars and rounds with what you paid, and it shows what the metal is worth at today’s price, your gain or loss in money and in ounces, and the premium you paid when you know the spot price on the day. Try it in airplane mode: it still works.
Add to your stack
Not in the list? Pick “Something else”, or tell us which coin and we will add it and say so.
Example stack · 2 lines
Melt value today
$1,472
You paid
$1,900
Gain or loss
−$428.01
−22.5%
Silver
27.23 troy oz
Gold
none
Your silver cost $1,900. At today’s price that money buys 35.15 troy oz; you hold 27.23 troy oz, which is 7.92 troy oz less. Melt value is below what you paid; premiums usually are, until the price moves.
Your stack, line by line
This is an example. Nothing is saved yet. Add your first item above and these two lines disappear.
| Item | How many | Pure metal | Paid | Melt today | Gain or loss | Actions |
|---|---|---|---|---|---|---|
| Silver round1 oz, any maker, .999 · Sep 19, 2026 · Example | 20 | 20.00 troy oz | $1,500premium $174.40 (13.2%) | $1,081 | −$419.00−27.9% | example |
| Silver quarterUnited States, 1964 and earlier · Example | 40 | 7.23 troy oz | $400.00 | $390.99 | −$9.01−2.3% | example |
By where you bought it
| Bought from | Lines | Pure metal | Paid | Melt today | Gain or loss | Premium paid |
|---|
Premium paid is averaged over the lines where you gave the spot price on the day; a dash means none did. Fill in “Bought from” under More details to group your lines here.
Bring in a list from a spreadsheet
Keep your stack in Excel, Google Sheets or another tracker? Save or export it as a CSV file and open it here. The file is read inside this page and never uploaded. You will see how each line was understood before anything is added.
Needs a header row. Recognized columns: item or name, quantity, metal, ounces (total or per piece), paid or cost, date, bought from or dealer, note. A file downloaded from this page reads straight back in.
| Line | Read as | Pure metal |
|---|
Keep it on your home screen
Add My Stack to your phone’s home screen and it opens like an app, works with no connection at all, and on an iPhone it is not subject to Safari’s seven-day wipe. On iPhone or iPad: tap the Share button in Safari, then “Add to Home Screen”. On Android: open the browser menu and choose “Install app” or “Add to Home screen”.
How this is worked out
- 1. Pure metal: each coin’s mint weight times its fineness, from the same coin list the junk silver and premium calculators use. For something you enter yourself, weight times the purity you give. Worn 90% silver coins weigh slightly less; this uses full mint weight.
- 2. Melt value today: pure ounces times the spot price on the card.
- 3. Gain or loss: melt value minus what you paid. In ounces: what you paid, divided by today’s price, against what you hold.
- 4. Premium: if you give the spot price on the day you bought, what you paid above that day’s metal value.
- 5. Amounts stay in the currency you typed them in and are converted for display at the exchange rate shown under the currency switch.
Data: spot prices from gold-api.com, refreshed about every 20 minutes, with a stored fallback of silver $54.05 and gold $3,996.90 an ounce (October 24, 2026) when the feed does not answer. Coin weights and fineness come from the site’s coin list, checked against Numista and the US Mint. Exchange rates are the European Central Bank’s daily reference rates. Melt value is not a dealer’s buy price, and the tracker knows only what you type into it. Data updated October 2026.
Worked examples
Melt value at the stored spot price of silver $54.05 and gold $3,996.90 an ounce (October 24, 2026).
- One American Silver Eagle holds 1.00 troy oz of pure silver, worth $54.05.
- One 1 oz American Gold Eagle holds 1.00 troy oz of pure gold, worth $3,997. The alloy makes the coin heavier, not the gold.
- A $20 gold piece (double eagle, 1850 to 1933) holds 0.9675 troy oz of gold, worth $3,867.
- A kilo silver bar holds 32.15 troy oz of pure silver, worth $1,738.
Your stack stays on your device
Most stack trackers want an account, an email address and, sooner or later, a monthly fee. Some cap the free version at two items, some at fifteen. And every one of them ends up holding a list of people who own gold, with their addresses, on a server somewhere. That list is worth something to the wrong people, and the stackers who think about it often fall back on a notebook.
This page takes the notebook’s side. Your entries are written to your own browser’s storage and nowhere else. There is no account to make, no sign-in, and no copy on our side, because we never receive one. Besides the page itself, the only things it loads are its fonts and the latest gold, silver and exchange-rate figures, and none of those requests carries anything you have entered. You can check that the easy way: load the page, switch your phone or computer to airplane mode, and keep adding items. Everything still works.
No ads and no outside scripts run on this page, and they never will. An advertising script runs inside the page it is placed on and could, in principle, read what that page has saved. So the pages where you enter your holdings are kept free of them, even though other pages on this site may one day carry ads.
The cost of keeping it private
Keeping your stack only in your browser has a price, and it is better said plainly. If you clear your browsing data, the ledger goes with it. A private window forgets everything when it closes. Safari on iPhone, iPad and Mac may delete a site’s saved data after seven days of browser use without a visit. And anyone who uses this browser on this device can open the page and see it.
The answer is a backup file. “Back up to a file” downloads your ledger; “Restore from a file” loads it on another phone or computer. “Download for a spreadsheet” gives you a file that opens in Excel, Google Sheets or Numbers, and “Print or save as PDF” makes a one-page record for the filing cabinet. Those files contain your holdings, so keep them where you would keep the notebook. “Forget everything” erases it all from this browser in one step.
An app with no app store and no account
Added to a home screen, this page becomes a small app. It gets its own icon, opens without the browser’s address bar, and keeps a copy of itself on the phone so it starts with no signal at all. That copy is the page and its own scripts, nothing more; your stack was already on the phone, and it stays exactly where it was.
It also fixes the most annoying limit of the private approach. Safari can erase a website’s saved data after seven days of use without a visit, but Apple’s WebKit team exempted web apps added to the home screen when it introduced that rule in 2020. With no connection, prices fall back to the last ones the site published, and the card prints their date, so an old price is never passed off as today’s. A backup file is still the only copy that survives losing the phone.
Melt value is not what a dealer pays
The “melt today” column is the metal priced at spot, which is the honest common yardstick but not a quote. A dealer buying from you usually pays somewhat under spot for junk silver and rounds, and close to spot or a little over for popular bullion coins. A rare date or a coin in fine condition can be worth far more than its metal, and this page knows nothing about that.
That is also why a new stack usually starts in the red. Every coin and bar is sold above its metal value, to pay for minting, shipping and the dealer’s margin, so on the day you buy, melt value is below what you paid by roughly the premium. In the example above, twenty one-ounce rounds bought at $75 each are $174 behind on day one. The question the page answers is how far the price has to move to close that gap, and whether it has.
Why count the ounces too
A dollar gain on a stack measures two things at once: what the metal did, and what the dollar did. Counting in ounces separates them. If the money you spent would buy more ounces today than you hold, the metal has fallen against the dollar since you bought, or you paid a large premium; if it would buy fewer, the metal has risen. Neither is a reason to buy or sell, and this page gives no advice. It keeps the record straight. Related: what you paid over spot and what your junk silver is worth.
Questions people actually ask
Is there a free gold and silver stack tracker without an account?
Yes. My Stack on Debasement Basement is free, needs no account or email address, and has no limit on how many items you add. Your holdings are saved only in your own browser on your own device.
Where is my stack saved?
In your browser’s own storage on the device you are using, and nowhere else. Nothing you enter is sent to this site or anyone else. Besides its fonts, the page only asks for the latest gold, silver and exchange-rate figures, and those requests carry nothing you have entered.
Can I move my stack to another phone or computer?
Yes. Use “Back up to a file” to download your ledger, then open the page on the other device and use “Restore from a file”. You can also download it for a spreadsheet or print it, and the files are yours to keep safe.
Why does my stack show a loss right after I bought it?
Because coins and bars sell above their metal value. The premium pays for minting, shipping and the dealer’s margin, so on the day you buy, the melt value is usually below what you paid by about the premium. The price has to rise by that much to break even.
Is melt value what a dealer will pay me?
No. Melt value is the pure metal priced at spot. Dealers usually pay a little under spot for junk silver and generic rounds and near spot for popular bullion coins, and collectible coins can be worth much more than their metal.
Can I track coins in pounds, euros or other currencies?
Yes. Pick your currency at the top of the form. What you paid is kept in the currency you typed it in, and everything is shown in the currency you choose at the exchange rate printed under the switch.
Does this page have ads or trackers?
No. No ads and no outside scripts run on this page, and that is a promise this site keeps on every page where you enter your holdings, because a script running inside a page could in principle read what it has saved.
Can I put My Stack on my phone like an app?
Yes. On iPhone or iPad, open the page in Safari, tap Share, then Add to Home Screen. On Android, choose Install app or Add to Home screen from the browser menu. It then opens with its own icon, works with no connection, and on iPhone it is exempt from Safari’s seven-day data wipe.
Can I import my stack from a spreadsheet?
Yes. Save your spreadsheet as a CSV file and open it with “Bring in a list from a spreadsheet”. It needs a header row with columns such as Item, Quantity, Metal, Ounces and Paid. The file is read inside the page and never uploaded, and you see how every line was read before anything is added.
Can I see what I paid each dealer?
Yes. Fill in “Bought from” for each line and My Stack adds a table by dealer: how much metal came from each, what you paid, what it is worth at today’s price, and the average premium where you gave the spot price on the day.
Read nextHow to store gold and silver at home · Taxes on selling gold and silver